Owelet Blog
Platform fees, tax fundamentals, and everything in between — written for creators who want to know their real numbers.
Both are merchants of record, so both handle your taxes. But Gumroad's direct rate runs ~12.9% + $0.80 while Lemon Squeezy charges a flat 5% + $0.50. On a $1,000 month that gap is real money. Here's the full comparison.
Most creators know Stripe charges 2.9% + 30¢. But once you add Gumroad, Lemon Squeezy, and PayPal into the mix, the true number is much higher — and rarely what you think.
Gumroad advertises a simple 10% fee. What you actually pay is closer to 13% — and if a customer finds you through Discover, that jumps to 30%. Here's the full breakdown.
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