Free · No signup · Verified July 2026

What each platform actually takes.

Nine calculators, each checked against the platform's own fee pages and help docs — not guessed from a competitor's spreadsheet. Enter a price, see the real math, no email required.

Compare all nine at once

One price, every platform, sorted by who keeps you the most.

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New · Taxes

Creator tax calculator

What to set aside monthly, each quarterly payment, and the next IRS deadline. Sourced 2026 rates.

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Platform calculators

On a $29 sale

Gumroad

10% + $0.50

Flat 10% + $0.50, plus separate card processing. Merchant of record — VAT and sales tax handled.

You keep

$24.46of $29

Stripe

2.9% + $0.30

Lowest per-transaction rate, no platform cut — but ACH direct debit caps at $5 on bigger sales.

You keep

$27.86of $29

Patreon

10% + processing

10% Standard plan on web pledges. Legacy accounts may pay 5–11% instead — the calculator asks.

You keep

$24.96of $29

Lemon Squeezy

5% + $0.50

Genuinely all-in: platform, processing, VAT, and sales tax bundled into one rate.

You keep

$27.05of $29

Ko-fi

0–5% + processing

0% on tips once Contributor status is off — it's on by default for new accounts. 5% on shop sales.

You keep

$26.41of $29

Buy Me a Coffee

5% + processing

Flat 5% on everything, plus a 0.5% payout fee most calculators leave out entirely.

You keep

$26.26of $29

Teachable

7.5% / 0%

Starter: 7.5% + processing. Builder ($69/mo annual): 0% fee — the calculator finds your break-even.

You keep

$25.68of $29

Thinkific

0% + processing

0% with Thinkific Payments on every plan. Own Stripe adds a surcharge from 0.5% up to 5%.

You keep

$27.86of $29

Etsy

$0.20 + 6.5% + 3%

Listing, transaction, and processing stack on every sale. Offsite Ads add 15% once mandatory.

You keep

$25.80of $29

These calculators show one transaction at a time. Want to see your real blended rate across all platforms automatically?

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