←BlogSide-by-side comparisonEnter one price and see what all eight platforms take from the same sale — sorted by who keeps you the most. The fastest way to compare Gumroad vs Stripe vs Patreon vs everyone else.10% + $0.50 + processingGumroad charges a flat 10% on every sale plus $0.50 and card processing. As a merchant of record, Gumroad handles sales tax and VAT — but the 10% cut is one of the highest in the space. On a $29 product, you keep $25.16.2.9% + $0.30Stripe charges 2.9% + $0.30 per domestic transaction with no platform cut on top. International cards add 1%. With the lowest fees of any platform here, Stripe keeps you the most per sale — but you handle tax, hosting, and checkout yourself.10% + processingPatreon takes 10% of every pledge on its Pro plan, plus 2.9% + $0.30 in card processing. On a $10/month patron, you keep about $8.38. Legacy creators on older plans may have 5% or 8% rates instead.5% + $0.50 all-inLemon Squeezy bundles everything — platform fee, card processing, sales tax, and VAT — into a single 5% + $0.50 rate. No hidden charges, no extra Stripe bill. On a $49 product, you keep $46.05.0% tips, 5% shop (free plan)Ko-fi charges 0% on tips and donations — just card processing. Shop sales add a 5% platform fee. Ko-fi Gold ($6/month) removes the 5% shop fee, which breaks even at about $240/month in shop revenue.5% flat + processingBuy Me a Coffee takes a flat 5% of every transaction plus standard card processing (2.9% + $0.30). Unlike Ko-fi, there is no paid tier to reduce the 5% — it applies to tips, memberships, and shop sales equally.7.5% Starter, 0% BuilderTeachable's Starter plan ($39/month) charges 7.5% per sale plus processing. Upgrading to Builder ($69/month) drops the transaction fee to 0% — it breaks even at about $533/month in course sales.0% with Thinkific Payments, 1–5% own StripeThinkific charges 0% transaction fees when you use Thinkific Payments. Bring your own Stripe and Thinkific adds a surcharge from 0.5% (Expand) to 5% (Basic) per sale, depending on your plan tier.
Creator fee calculators
Every creator platform takes a cut. The question is how much — and whether the number on the pricing page is the whole story.
These calculators break down the real per-transaction cost on eight platforms. Enter your sale price and see what you actually keep after platform fees, card processing, and fixed charges. No signup, no email gate — just the math.
Compare all platformsNew
→Gumroad fee calculator
→Stripe fee calculator
→Patreon fee calculator
→Lemon Squeezy fee calculator
→Ko-fi fee calculator
→Buy Me a Coffee fee calculator
→Teachable fee calculator
→Thinkific fee calculator
→Want to see your real fees across all platforms at once? Owelet connects your platforms and shows your blended effective fee rate automatically — no manual entry, no spreadsheets.