Etsy fee calculator
Listing, transaction, processing, and Offsite Ads fees — plus the 48-hour window to request your transaction fee back on a refund, which almost no other calculator mentions.
Standard sale: $0.20 listing + 6.5% transaction + 3% + $0.25 processing.
Refunding a sale doesn't refund the fee — unless you ask
Etsy's 6.5% transaction fee is not automatically returned when you refund an order. You have to actively request the fee refund — within 48 hours of the cancellation. Miss the window and the fee is gone even though you returned the full sale.
Offsite Ads fees are never refunded under any circumstances, even on a full refund. On a chargeback, Etsy handles the dispute but can recoup $15–$25 plus the item cost from the seller regardless of outcome.
Etsy fees at scale
Monthly totals on Organic sale at your $35.00 price.
The facts behind this calculator
The listing fee is $0.20 per unit sold, not per listing — selling 100 copies of one digital download costs $20 in listing fees alone.
Source: Etsy — Seller HandbookThe transaction fee is 6.5% of the sale price including shipping. US payment processing is 3% + $0.25 on top.
Source: Etsy — Seller HandbookOffsite Ads add 15% on any sale Etsy attributes to one of its own ads within 30 days of the click. It's optional under $10,000 in trailing-12-month sales, and mandatory above that threshold.
Source: Etsy — Seller HandbookThe 6.5% transaction fee is not automatically refunded when you refund a sale — you have to actively request the fee refund within 48 hours of the cancellation, or it's gone even though the sale was fully returned.
Source: Etsy — Cases Policy ↗Offsite Ads fees are never refunded, under any circumstances, even on a full refund of the underlying sale.
Source: Etsy — Purchase Protection Program for Sellers ↗A chargeback costs $15–$25 (Etsy Payments) plus the cost of the item. Etsy responds to the card network on the seller's behalf, but can recoup the funds from the seller regardless of outcome.
Source: Etsy — Cases Policy ↗Common questions
Does Etsy refund its transaction fee when I refund a customer?
Not automatically. You have to actively request the transaction fee refund within 48 hours of the cancellation. If you miss that window, Etsy keeps the 6.5% fee even though you returned the full sale price to the buyer.
Are Offsite Ads fees refundable?
No, never — even on a full refund of the sale itself. This is separate from the transaction fee, which can be requested back within 48 hours; the 15% Offsite Ads fee has no refund path at all.
Is the $0.20 listing fee charged once per listing or once per sale?
Per sale, per unit. If one listing sells 50 copies of a digital download, that's $10 in listing fees from that listing alone — not a single flat $0.20.
When is Etsy Offsite Ads mandatory?
Once a shop crosses $10,000 in trailing-12-month sales, Offsite Ads participation becomes mandatory rather than optional, and the 15% fee applies to any sale Etsy attributes to a click on one of its ads within 30 days.
How much does a chargeback cost on Etsy?
$15 to $25 through Etsy Payments, plus the cost of the item itself. Etsy handles the dispute with the card network on the seller's behalf, but the seller can still have the funds recouped regardless of how the dispute resolves.
For the full breakdown on digital downloads specifically, read How much does Etsy actually take from a digital download sale?.
This calculator shows one sale at a time. Owelet reads your actual Etsy transactions and shows real net income across every platform you sell on, automatically.
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