Ko-fi fee calculator

Enter your amount to see what Ko-fi keeps. Tips are always 0% platform fee. Shop sales and memberships are 5% on the free plan, 0% on Ko-fi Gold ($12/month). Card processing always applies.

Sale price

Tips are 0% platform fee on both free and Gold. You only pay card processing.

Platform fee

$0.00

Processing

$0.59

You keep

$9.41

Effective rate

5.9%

Ko-fi fees at scale

How much Ko-fi takes at different monthly revenue levels on the Tip (free or Gold) rate.

Monthly gross	Total fees	You keep	Eff. rate
$100	$5.90	$94.10	5.9%
$500	$29.50	$470.50	5.9%
$1,000	$59.00	$941.00	5.9%
$2,500	$147.50	$2352.50	5.9%
$5,000	$295.00	$4705.00	5.9%
$10,000	$590.00	$9410.00	5.9%

Rates as of June 2026. Ko-fi Gold breaks even at $240/month in non-tip sales. Ko-fi is not a merchant of record — VAT and sales tax are your responsibility.

For the full breakdown including the Gold break-even math, read Ko-fi fees: 0% on tips, 5% on everything else.