Tools

Ko-fi fee calculator

Enter your amount to see what Ko-fi keeps. Tips are always 0% platform fee. Shop sales and memberships are 5% on the free plan, 0% on Ko-fi Gold ($12/month). Card processing always applies.

$

Tips are 0% platform fee on both free and Gold. You only pay card processing.

Platform fee
$0.00
Processing
$0.59
You keep
$9.41
Effective rate
5.9%

Ko-fi fees at scale

How much Ko-fi takes at different monthly revenue levels on the Tip (free or Gold) rate.

Monthly grossTotal feesYou keepEff. rate
$100$5.90$94.105.9%
$500$29.50$470.505.9%
$1,000$59.00$941.005.9%
$2,500$147.50$2352.505.9%
$5,000$295.00$4705.005.9%
$10,000$590.00$9410.005.9%

Rates as of June 2026. Ko-fi Gold breaks even at $240/month in non-tip sales. Ko-fi is not a merchant of record — VAT and sales tax are your responsibility.

For the full breakdown including the Gold break-even math, read Ko-fi fees: 0% on tips, 5% on everything else.