Buy Me a Coffee fee calculator

Enter your tip or sale amount to see what Buy Me a Coffee keeps. The platform charges a flat 5% on everything — tips, memberships, and products — plus Stripe processing on top.

Sale price

US card payment. 5% platform fee plus standard Stripe processing.

Platform fee

$0.50

Processing

$0.59

You keep

$8.91

Effective rate

10.9%

Buy Me a Coffee fees at scale

How much Buy Me a Coffee takes at different monthly revenue levels on the Domestic card rate.

Monthly gross	Total fees	You keep	Eff. rate
$100	$10.90	$89.10	10.9%
$500	$54.50	$445.50	10.9%
$1,000	$109.00	$891.00	10.9%
$2,500	$272.50	$2227.50	10.9%
$5,000	$545.00	$4455.00	10.9%
$10,000	$1090.00	$8910.00	10.9%

Rates as of June 2026. Buy Me a Coffee also passes through Stripe's 0.5% payout processing fee on bank transfers. The 5% rate cannot be reduced — there is no paid tier to lower it.

For the full breakdown including micro-transaction math and payout timing, read Buy Me a Coffee fees: what you actually keep after every sale.